Financial Literacy Curriculum
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A financial literacy curriculum is a
curriculum In education, a curriculum (; : curricula or curriculums) is broadly defined as the totality of student experiences that occur in the educational process. The term often refers specifically to a planned sequence of instruction, or to a view ...
that teaches basic
financial Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, the study of production, distribution, and consumption of money, assets, goods and services (the discipline of fina ...
skills (known as
financial literacy Financial literacy is the possession of the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources. Raising interest in personal finance is now a focus of state-run prog ...
) to students of various age groups. Some curricula are age-specific, while others are intended for all ages. For example, Money Smart for Young Adults is a financial literacy curriculum developed by the U.S.
Federal Deposit Insurance Corporation The Federal Deposit Insurance Corporation (FDIC) is one of two agencies that supply deposit insurance to depositors in American depository institutions, the other being the National Credit Union Administration, which regulates and insures cred ...
, designed for students between the ages of 12 and 20. Money Smart for Young Adults focuses on saving, debt, and
home-ownership Owner-occupancy or home-ownership is a form of housing tenure in which a person, called the owner-occupier, owner-occupant, or home owner, owns the home in which they live. The home can be a house, such as a single-family house, an apartment, ...
, along with a series of Money Smart Parent/ Caregiver Guides. Money Smart for Young Adults does not currently offer an investing module.Federal Deposit Insurance Corporation
Money Smart for Young People
accessed 6 September 2022
The UK
Scout Association The Scout Association is the largest Scouting organisation in the United Kingdom and is the World Organization of the Scout Movement's recognised member for the United Kingdom. Following the origin of Scouting in 1907, the association was for ...
introduced a "Money Skills Activity Badge" for cubs in June 2021, which includes skills in using
foreign currency A currency, "in circulation", from la, currens, -entis, literally meaning "running" or "traversing" is a standardization of money in any form, in use or circulation as a medium of exchange, for example banknotes and coins. A more general def ...
, budgeting and expenditure decision-making.The Scout Association
Money Skills Activity Badge
published June 2021, accessed 6 September 2022


References

Curricula Personal finance education {{education-stub